We wanted to share a few quick tips to help prevent common winter claims, especially frozen pipes and water damage. A little preparation now can make a big difference later.


Help Prevent Frozen Pipes

  • Disconnect hoses from exterior faucets (even frost-proof ones).
  • Shut off interior valves to outdoor faucets if available, and leave exterior faucets open to drain.
  • Keep garage doors closed.
  • Open cabinet doors where plumbing is located to allow warm air to circulate.
  • Let faucets drip if pipes are at risk of freezing.
  • Keep your home heated to at least 55°F, even if you’re away.

If You Suspect a Frozen Pipe

  • Shut off your main water valve immediately.
  • Check visible pipes where it’s safe to do so.
  • Watch closely for leaks as temperatures rise.
  • If a pipe is leaking, do not turn the water back on — drain the system and call a licensed plumber.
  • Never use torches or heat guns to thaw pipes.

Helpful Resources

We’ve included a Water Loss Prevention Checklist:

  • Apple users can add this version directly to the Reminders app 
  • A downloadable/printable PDF version is below
  • View our claims page to find your carriers contact information

We’ve also posted a short video on our YouTube page walking through these tips if you prefer a quick visual overview.

If you have questions, we’re always happy to help. Stay safe!